Terms and Conditions:
Welcome to insuranceagentsnearme.com! This website is operated by Network Business Solutions Inc. (hereinafter referred to as the "Company"). Outlined in these Terms and Conditions are the rules and regulations governing the use of this website (which is also known and could be accessed through IANearMe.com). By registering as an agency on our website, you confirm that you have read, understood, accepted and hereby agree to be legally bound and to faithfully comply with these Terms and Conditions.
Your use and access to our website is subject to your continued adherence to these Terms and Conditions. Should you disagree with any provision hereof, please do not register or use our website.
Agency Registration:
- By registering as an agency on insuranceagentsnearme.com or claiming an existing agent profile in this website, you agree to provide truthful, accurate and up-to-date information about your agency, including but not limited to your agency’s name, logo, contact information, representing states, representing companies, lines of insurance, specialties, languages spoken, and years in business.
- Only the agency’s information, such as, the agency’s address, email address, and phone number shall be made public. While the address, email address, and phone number of the owner of the agency shall be utilized only for registration purposes and shall not be made public.
- By claiming an existing agent profile on this website, you confirm that you are the owner of the agency or a duly authorized representative with the requisite power and authority to claim the profile on behalf of the agency. The Company shall not be responsible for any false claims of ownership or authority.
- To verify your identity and your authority to register an agency, the Company shall require the submission of at least two (2) phone numbers and two (2) email addresses. To claim an agency profile, you would need to verify your claim through the existing phone number or email address as listed in the Company’s database. Should you be unable to claim an agency profile on the ground that the listed phone number or email is incorrect, you may email us regarding this matter and attach thereto sufficient proof your ownership of the agency concerned.
- You understand that the information provided in the registration of your agency shall be used to create your profile on our website which shall be publicly visible to all users.
- You shall automatically be subscribed to our newsletter to get the latest news, exclusive offers, promotions, updates on products and services, and other notifications from the Company via mail, email or any other medium of communication. You may opt out from receiving such notifications by unsubscribing from the newsletter.
- The Company shall not be liable for any misrepresentations, out-of-date, misleading, false, and fraudulent information you provide on your profile nor the validity of any licenses, IDs, or any other documents you submit.
- The Company reserves the right to ban or suspend the account, agent representatives, and affiliates of any agency that fails to adhere to these terms and conditions.
- By registering as an agency on this website, you attest to the truthfulness of all data you provide as well as the due execution and authenticity of all documents and records you submit in support of your registration.
Agency Profile:
- You have the responsibility to update and maintain the correctness, accuracy and appropriateness of the information displayed on your profile.
- Existing agent profiles on this website may be deleted by the owner of the agency or any duly authorized representative expressly granted such power. You may opt to delete your agent profile on our website by clicking the link below and submitting the necessary documents enumerated therein: [email protected].
- You may edit the information on your profile such as the agency information, agent representatives, contact information, about section, business hours, media, reviews, news, and FAQs.
- You are solely responsible for all communications, text, photos, videos, audio files, and all other forms of media or data (herein referred to as “Content”) you post or upload to your Agency Profile as well as all other transactions and activities that occur in connection with your account;
- You agree to assume all liability and responsibility associated with your Content, and represent that you own or have secured the necessary authority or permission to use such Content.
- The Company reserves the right to take down content that is illegal, false, misleading, violative of the intellectual property rights of the Company or of any third party, or does not adhere to these terms and conditions.
- The Company reserves the right, without notice or liability, to change the profile layout and add, remove, modify, suspend or discontinue sections, functions and other features in the website.
- You agree to safeguard your password and take all the necessary precautions to prevent the unauthorized access of your account. You shall be solely liable for all actions of any person you have granted access to your account. Should your account be accessed by anyone unauthorized to do so, you agree to notify us immediately.
Agency Representatives:
- You can add and manage agency representatives listed in your agency profile. Agent representatives must submit a valid ID in order to be added to your profile.
- You can control the access level of each agency representative such as the ability to provide quotes to clients of the agency.
Plan Subscription:
- To create an account and access the Services offered in this website, you may avail of the Company’s Agency Plan for only $98.00 per month which shall entitle you to add up to five (5) agent representatives to your profile. You may opt to add more agent representatives by availing of the Extra Agent Seat Plan for only $25.00 per month per additional agency representative.
- You can view and manage your subscription plan through the Agency Plan section located in the dashboard of your profile.
- The Company does not collect any card information in its database. All payments shall be coursed through Authorize.Net. To change or update expired debit/credit cards, you may click on the Transaction section of your agency profile.
- The Company reserves the right to suspend or terminate the account of agencies that fail to settle their monthly subscription plan in full and on time.
- Your subscriptions shall be renewed automatically at the end of every month unless you cancel your subscription at least thirty (30) days before the last day of the month. Should you fail to cancel your subscription before the aforesaid period, you shall not be entitled to a refund of any fees corresponding to the remainder of your subscription term.
- The cancellation of your Agency Plan shall automatically cancel all Extra Agent Seat Plans you availed of.
Leads and Quote Forms:
- All lead details generated through the “Get a Quote” option on your agency profile shall be sent to the email you provided. Lead details generated through the “Get a Quote” option available for specific agent representatives shall be sent to the email you provided and the email of the selected agency representative.
- You may access and manage quote forms and view leads generated through your agency profile.
Agency Owner Responsibility:
- The agency shall be solely responsible for the actions, representations, and conduct of their own agency representatives.
- The agency agrees to indemnify and hold harmless insuranceagentsnearme.com, the Company, its affiliates, officers, directors, employees, agents, and third parties for any losses, damages, liabilities, claims, or expenses (including legal fees) arising out of or in connection with the actions of their agency representatives.
- By registering or adding any agency representatives to your profile, you guarantee that they have read, understood, accepted and agreed to faithfully comply with these terms and conditions.
Privacy Policy and Data Handling:
By accessing or using this website, creating an account, or availing any of the services offered herein, you confirm that you have read and understood this Privacy Policy and agree to be bound by the terms and conditions as set forth herein, including the collection, use, disclosure, processing, recording, and retention of your information by the Company in accordance with the provisions hereof.
Information Collect
- The information collected, used, disclosed, processed, recorded, and retained by the Company include:
- Account information provided during the registration process, such as your name, email address, home address, and contact details;
- Business information provided in setting up the profile, including agent license number, broker license number, insurance agency details, office address, and contact information;
- Communications with the Company and other users through the website;
- Internet Protocol (IP) address, software configuration, operating system, and other technical information gathered through cookies to improve navigation and ease of use;
- Username, login details, and other profile information obtained from third-party service providers (e.g., Google, Facebook, LinkedIn) used for account linkage; and
- Geo-location information, IP address, device and connection information, browser information, web-log information, and all communications recorded by users through the website.
Consent and Usage:
- By accessing or using this website and its services:
- You consent to the Company's access and use of your information and Content for the purposes outlined in this Privacy Policy, including, but not limited to: advertisements, promotions, communications, security checks, investigations, risk assessments, website upgrades, service improvements, customer support.
- You agree that the collection and use of your information are necessary to enable you to use the website's services and comply with applicable laws and regulations;
- You agree that your profile information shall be made public and visible to other users; and
- You agree and understand that any information you publish or share in your profile or share with other users of the website shall be at your own risk.
Data Retention:
The Company shall keep/store your personal information for as long as it is necessary to fulfil the purpose/s for which the same was collected including, but not limited to, the following: recordkeeping, fraud prevention, collection of outstanding obligations, resolution of complaints or disputes, troubleshooting, assisting in an investigation, enforcement of this Privacy Policy, compliance with applicable laws, and any other purposes as may be permitted by law.
Sharing of Information:
- Your information shall only be shared with affiliated entities and service providers of the Company. We do not sell or share your information with any third parties.
- To further enhance the services availed of in this website and optimize the user experience, your information may be shared with domains and platforms under the same new and larger search engine as insuranceagentsnearme.com, including, but not limited to, Network Business Solutions Inc., DEBST.com, InsureHopper.com, insurance agents networking, Insurance marketplace, and Insurance real estate.
Cookies and Similar Technologies:
The Company uses cookies and similar technologies to improve and personalize your browsing experience, analyze website performance, and for marketing purposes.
Illegal Activities & Misuse
- You agree to use our website strictly in accordance with these terms and conditions and not for any illegal purposes, including but not limited to fraudulent activities or inappropriate content.
- The Company reserves the right to suspend or terminate the account of agencies or their representatives who violate these terms and conditions and to maintain the integrity and security of the website and its users.
- The Company shall likewise have the right to ban agencies from using the website in perpetuity based on the gravity of the offense committed.
Updates to Terms and Conditions:
- The Company shall have the right to update, amend, revise, add, delete, or replace any portion or part of these Terms and Conditions and Privacy Policy without prior notice. You understand that your continued use or access of this website, following said changes, shall constitute your acceptance and agreement to be bound thereby.
- These Terms and Conditions constitute the entire agreement between you and the Company and supersedes any prior versions which have been updated, amended, or revised.
- You agree to keep yourself updated on any changes by checking the current Terms and Conditions and Privacy Policy and agree that the most recent version of thereof supersedes and replaces any prior versions.
- The Company makes no claims, promises, or guarantees concerning the services offered in this website, the security of any data transmitted through this website, or any information or Content on this website. You understand that your use of this website shall be at your own risk. The Company shall not be liable to you for any loss, damage, or injury that may arise from your use of this website including the acts or omissions of any third parties.
- The Company’s failure to exercise or enforce the provisions of these Terms and Conditions does not constitute a waiver of such right.
- It is understood that no employment, joint venture, partnership, agency or fiduciary relationship exists or shall arise between you and the Company by virtue of these Terms and Conditions.
- Any rights and obligations pursuant to these Terms and Conditions cannot be assigned or transferred to any other person or entity without the prior written consent of the Company.
- Should any provision contained in this Contract be declared invalid or unenforceable, in whole or in part, such invalidity or enforceability shall not affect the remaining provisions hereof which shall remain in full force and effect.