Insurance Wholesalers for Agents and Brokers

Insurance wholesalers act as intermediaries between retail agents and specialty insurers, helping place complex or hard-to-find coverage. They expand market access, provide underwriting expertise, and make it easier for agents to serve clients with unique insurance needs. Wholesalers are vital for brokers who want access to multiple carriers without direct contracts. Read more

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Wholesaler FAQs

What does an insurance wholesaler do?

They connect retail agents with carriers and specialty insurers to help place coverage for unique risks.

Who benefits from working with wholesalers?

ts.Independent agents and brokers who need markets for complex, high-risk, or niche insurance clien

Are wholesalers the same as MGAs?

No. MGAs have underwriting authority, while wholesalers primarily act as access points to carriers.

Do wholesalers work directly with consumers?

Typically no. Wholesalers work with agents and brokers, not directly with individual policyholders.

How do wholesalers help agents?

They save time, expand carrier options, and provide expertise in placing difficult insurance risks.