By accessing or using this website
(www.insuranceagentsnearme.com),
creating an account, or availing of any of the services offered
herein, you confirm that you have read and understood this
Privacy Policy and agree to be bound by the terms and conditions
as set forth herein including, but not limited to, the
collection, use, disclosure, processing, recording, and
retention of your information by Network Business Solutions Services, Inc.
(hereinafter referred to as the "Company") in accordance with
the provisions hereof.
The information collected, used, disclosed, processed, recorded,
and retained by the Company include:
Account information you have provided in creating an account
in the website, completing the registration process, and
filling out all forms or applications, such as, but not
limited to the following: name, email address, home address,
and contact details;
Business information you have provided in setting up your
profile in the website, such as, but not limited to the
following: agent license number, broker license number,
national producer number, insurance agency, insurance
company, lines of insurance, office address, office landline
and/or mobile number, office email address, website;
Communications with the Company as well as communications
with other users through the website;
Internet Protocol (IP) address, software configuration,
operating system, and other technical information indirectly
and automatically gathered through the system's cookies
which help the Company improve your navigation and ease of
use of the website;
Username, login details, and other profile information with
a third-party service provider (e.g. Google, Facebook,
LinkedIn) which you utilize to link, connect, or login to
your account. This information may vary and is controlled by
the third-party service provider or as authorized by you via
your privacy settings with said service provider;
Geo-location information, IP address, device and connection
information, browser information and web-log information,
all communications recorded by users through the website,
and all other information collected while you access,
browse, view or otherwise use the website.
By accessing or using this website, creating an account, and/or
availing of any of the services offered herein:
You give your consent for the Company to use your information
for the purposes as set forth in this Privacy Policy and
insofar as it is necessary to enable you to use the website;
You agree that the collection and use of your information is
necessary to enable the Company to enter into a contract with
you relative to your access and use of the website.
Furthermore, you agree to provide your license ID and any
other information as may be necessary to comply with
applicable state or national laws;
You agree that the collection and use of your information is
necessary for you to avail of the services offered in the
website and in order to support the Company's legitimate
business interests;
You agree to have your username, address, contact details,
state, country, and profile made public including photos,
videos, portfolios, and any other additional information
provided or uploaded by you to your profile;
You agree that your profile information as well as your
activities in the website shall be made public and visible to
all users of the website;
You agree and understand that any information you publish or
share in your profile or share with other users of the website
shall be at your own risk; and
You agree that the Company shall have the right to update,
amend, revise, add, delete, or replace any portion or part of
this Privacy Policy without the need of any prior notice and
that your continued use or access of this website following
said changes shall constitute your acceptance and agreement
thereto. You agree to keep yourself updated on any changes by
checking the current Privacy Policy and agree that the most
recent version of this Privacy Policy supersedes and replaces
any prior versions.
Your personal information shall be used by the Company for the
following purposes, to wit:
To enable the Company to: contact you, provide you with
quality service and security, operate the website, develop and
improve the services offered in the website, verify your
identity, establish and set up your account, verify or
re-issue a password, log your activity, enable your
communications with other members, provide customer support
and contact you from time to time, understand and analyze your
preferences and performance, and customize and personalize
your experience;
To ensure marketplace integrity, track and prevent fraudulent
and other inappropriate activities, maintain a safe and secure
marketplace, monitor content integrity, conduct security
investigations and risk assessments, and verify or
authenticate information provided by you;
To promote and advertise the website and contact you regarding
any promotional activities or events;
To maintain appropriate business records, to comply with
lawful requests by public authorities, and to comply with
applicable laws and regulations or as otherwise required by
law; and
To enhance and personalize your browsing experience as well as
to monitor the website for purposes of preventing fraud,
inappropriate content or behavior, and all other activities
that run contrary to the terms and conditions of this Privacy
Policy.
The Company shall keep/store your personal information for as
long as it is necessary to fulfil the purpose/s for which the
same was collected including the following: recordkeeping; fraud
prevention; collection of outstanding obligations; resolution of
complaints or disputes; troubleshooting; assisting in an
investigation; enforcement of this Privacy Policy; compliance
with applicable laws; and any other purposes as may be permitted
by law.
You agree that the Company may, in some circumstances, retain
your personal information for longer periods of time.
The Company may share your personal information with affiliated
entities and the latter's websites. The Company may also share
your personal information to third parties subject to the
following:
The Company reserves the right to share any personal
information with service providers that operate and maintain
the website, open and operate your account, as well as
providing ancillary services and solutions. These include,
among others, hosting services, billing and payment vendors,
CRM systems, forum hosting, community management services,
data and cybersecurity services, web analytics and performance
tools, translation tools, session recording, communication
systems, mailing systems, data optimization and marketing
services, data enrichment services, legal and financial
advisors or technical consultants. Consistent with applicable
legal requirements, the Company takes commercially reasonable
steps to require third parties to adequately safeguard your
information and use/process said information in accordance
with our instructions;
The Company reserves the right to share any personal
information to law enforcement agencies, public authorities or
other parties in order to respond to a subpoena or court
order, judicial process or to regulatory authorities: if the
Company believes that it is required to do so by law, or that
doing so is reasonably necessary to comply with legal
processes, when the Company believes it necessary or
appropriate to disclose personal information to law
enforcement authorities, such as to investigate actual or
suspected fraud or violations of law, breaches of security, or
breaches of this Privacy Policy, and to respond to claims
against the Company and to protect the rights, property, or
personal safety of the Company's clients or the public;
The Company reserves the right to share personal information
with payment processors, fraud detection agencies and similar
third parties for the purpose of facilitating payments done
via the website and securing the website and protecting it
against fraud, unauthorized transactions (such as money
laundering), claims or other liabilities;
The Company reserves the right to share limited personal
information with certain social media platforms and marketing
partners in the website to promote the Company's services.
The Company reserves the right to share personal information
to help facilitate interactions between users of the website;
The Company reserves the right to share personal information
with corporate affiliates that are related by common control
for the purpose of operating the website, providing the
Company's services to you, and for other purposes listed
herein; and
Personal information will also be disclosed if the Company
goes through a business transition such as a merger,
consolidation, sale, transfer of all or a portion of the
Company's assets, acquisition, bankruptcy or any similar
event. If the Company or substantially all of the Company's
assets are acquired by a third party, information held by the
Company about our users will be one of the transferred assets.
The Company uses cookies and other similar technologies to
improve and personalize your experience in using the website, to
enable the Company to provide you its services, to analyze the
website's performance, and for marketing purposes.
You understand that should you choose to access links to third
party sites contained in this website, any data you provide to
those sites and any use of that data by these third-party sites
shall no longer be under the control of the Company.
You understand that the Company does not have control over these
third-party sites. Hence, should you willingly provide or upload
any information to these third-party sites, such information
shall be subject to the terms of use and privacy policy of said
third party site.
The Company takes great care in maintaining the security of the
website and your information and in preventing any unauthorized
access, loss, misuse, alteration, destruction or damage through
industry standard technologies and internal procedures. However,
the transmission of data via the internet is not completely
secure, hence, the Company cannot guarantee the security of your
data transmitted to the website. Any such transmission is at
your own risk.
Users who have registered to the website agree to keep their
password in strict confidence and not disclose such password to
any person.
Further information about our data security practices can be
provided on request.
You shall have the following rights with respect to your
personal information:
To obtain a copy of your personal information together with
information about how and on what basis that personal
information is processed;
To rectify inaccurate personal information;
To erase your personal information in limited circumstances,
particularly, where (a) you believe that it is no longer
necessary for us to hold your personal information; (b) we are
processing your personal information on the basis of
legitimate interests and you object to such processing, and we
cannot demonstrate an overriding legitimate ground for the
processing; and (c) where you have provided your personal
information to us with your consent and you wish to withdraw
your consent and there is no other ground under which we can
process your personal information;
To object to decisions which are based solely on automated
processing or profiling; and
Where you have provided your personal information to the
Company with your consent, to ask for a copy of this data in a
structured, machine-readable format
The Company shall have the right to confirm your identity
before disclosing any data requested by you. For this purpose,
you may be required to submit sufficient proof of your
identity and other documents as may be required by the
Company. The Company reserves the right to charge a fee if and
when permitted by law. The Company will decline to process
requests that jeopardize the privacy of others, are extremely
impractical, or would cause the Company to take any action
that is not permissible under applicable laws. Additionally,
as permitted by applicable laws, the Company will retain
whenever necessary certain personal information for a limited
period of time for record-keeping, accounting, and fraud
prevention purposes.
A request for access can be made by you only twice within a
12-month period. Any disclosures that we provide will only
cover the 12-month period preceding receipt of your request.
The Company does not charge a fee to process or respond to
your verifiable user request unless it is excessive,
repetitive, or manifestly unfounded. Should the Company
determine that the request warrants a fee, we will inform you
of the reasons for such decision and provide you with a cost
estimate before processing further your request.
It shall be your sole responsibility to keep your information
updated through the settings in your account profile. When
updating your information, the Company shall ask you to verify
your identity before acting on your request. If for any reason
you have a problem with deleting your information, you may
contact the Company's Customer Support.
The Company shall not be liable for any false or misleading
information you provide on your profile or any issues concerning
the validity of your license, IDs, documents, and other records
you have provided. The Company shall likewise not be liable for
any other information used on unregistered agent profiles.
You can review and change your personal information by logging
into the website and visiting your account profile.
If you delete any user generated content from the website,
copies of such content may remain viewable in cached and
archived pages, or might have been copied or stored by other
website users.
The Company shall have the right: (a) to remove any videos,
pictures, posts, and other information which violates the terms
and conditions of this Privacy Policy; and (b) terminate or
suspend the accounts of those agents who violate the terms and
conditions of this Privacy Policy.
You shall only be able to access the media and blogs section of the
website after paying the monthly subscription fee and
the initial setup fee, which amounts are subject to change
without prior notice according to the discretion of the Company.
You shall be solely responsible for all information, data, text, photographs, videos, graphics,
sounds, messages, and all other materials (which shall hereinafter be referred to as "Content")
uploaded or posted in your profile or any part of the website, including privately transmitted
Content through the website. You undertake not to upload, post, disseminate, or proliferate any
illegal or illicit material or any such Content which may violate federal, state, or local laws,
rules or regulations. You shall be liable for any such violation including, but not limited to,
any claims for damages, civil suits, or criminal cases filed as a result thereof.
Due to the voluminous Content posted regularly to the website, the Company is unable to prescreen all Content you post or upload. Nonetheless, the Company reserves the right to remove any Content which violates the terms for the use of the website.
You may avail of any of the applicable discounts which the Company offers
to those who opt for a minimum subscription of one (1) year.
You are only entitled to avail of one (1) promo per subscription.
Further, you shall not be allowed to share any of the discount
codes you have availed of nor use the discount codes of others
without the Company's consent.
Upon subscribing to the media and blogs section of the website,
you expressly agree to be billed through your Mastercard or
Visa credit card, and every month thereafter, until your
subscription is successfully cancelled.
You may unsubscribe at any time by cancelling your subscription
which shall take effect thirty (30) days after you notify the Company.
The Company conducts certain behavioral analytics to achieve the
above objectives and in limited cases, if the Company detects
any activity that poses a risk to the website or other users
thereof, automated processes may restrict or limit your ability
to use the website.
Some information provided on this platform may be sourced from publicly available records and
are intended for general informational purposes only. The Company shall not be liable for any
discrepancy or inaccuracy of any information collected, used, disclosed, processed, recorded,
and retained which are sourced from publicly available records. Furthermore, despite best
efforts to ensure the accuracy, reliability, and completeness of the information provided, the
Company makes no representation or warranty, whether express or implied, regarding the
information’s accuracy, reliability, and completeness.
Insurance Agents Near Me is a part of Network Business Solution Inc.