Managing General Agents (MGA) Near You

Managing General Agents (MGAs) are specialized insurance intermediaries with authority granted by insurers to underwrite policies, set coverage terms, and even handle claims. Working with an MGA allows independent agents and brokers to access unique insurance programs and niche markets that traditional carriers may not offer.
MGAs often provide faster turnaround, industry-specific expertise, and flexible underwriting. Read more

Managing General Agent (MGA) List in United States

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Managing General Agent (MGA) FAQs

What is a Managing General Agent (MGA)?

An MGA is an intermediary authorized by insurers to underwrite, price policies, and sometimes handle claims on their behalf.

Why would an agent or business work with an MGA?

MGAs provide access to niche markets, faster underwriting, and customized solutions for complex risks.

How is an MGA different from an insurance company?

Unlike carriers, MGAs don’t assume risk directly but operate under authority granted by insurers.

Do MGAs work with individuals or only agents?

Typically, MGAs partner with agents and brokers, but some may provide direct access for specific industries.

Are MGAs regulated?

Yes, MGAs are licensed and regulated by state insurance departments to ensure compliance and consumer protection.