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Wildfire Risk Rating Models and What They Mean for Insurance Today
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Wildfires are no longer isolated events—they’ve become a recurring and intensifying threat in many parts of the United States. From the hills of California to the grasslands of Texas, wildfires are increasing in frequency, size, and intensity due to a mix of climate change, urban expansion into wildlands, and prolonged drought conditions.For insurance agents, this new reality has reshaped conversations with clients. Homeowners and property owners want to know: Will I be dropped? Will I still be covered? What can I do to stay insured? These questions aren’t just hypothetical—they stem d...
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