Company Terms & Conditions

1. Scope

These Terms & Conditions apply specifically to companies listed, registered, or claimed on IA Near Me (“Company”). Companies are also subject to the general Terms applicable to agents and agencies on the platform.

2. Registration & Ownership Verification

  1. Companies may claim or register profiles on IA Near Me free of charge.
  2. Paid plans are not currently offered for Company Accounts.
  3. Verification may be completed via:
    • The business email or phone number on record; or
    • An authorized representative with verifiable ownership or permission.
  4. Email verification requires use of an official domain email (e.g., [email protected]).
  5. If the domain does not match our records, a signed authorization letter must be sent to [email protected] before verification proceeds.
  6. Once verified and a code is successfully entered, the Company Account becomes active and editable.

The following are the types of companies supported on IA Near Me:

  1. Insurance Companies:
    • Insurance Group of Companies (can add other insurance companies under them)
    • Individual Insurance Companies
  2. Managing General Agents (MGAs)
  3. Aggregators
  4. Wholesalers
  5. Surplus Line Brokers

Both 'Insurance Group of Companies' and 'Insurance Companies' are displayed under the same 'Insurance Companies' category on the platform, with differentiation based on their designated type. This list is subject to change.

3. Company Data Use & Accuracy

  1. Company data shown on IA Near Me is compiled from public records and publicly accessible sources.
  2. IA Near Me is not liable for inaccuracies stemming from those sources.
  3. Companies may request edits or removal of their data by contacting us via an official company email.
  4. In accordance with the California Privacy Rights Act (CPRA), requests will be acknowledged within 10 business days and fully reviewed and addressed within 45 calendar days.
  5. If you provide false or misleading information we may apply any number of penalties, including account suspension, blocking, deletion or removal, at our discretion.

4. Company Responsibility & Platform Disclaimer

  1. Verified companies are responsible for all content on their profile, including logo, business info, locations, FAQs, news, and reviews.
  2. IA Near Me does not verify the accuracy of edits made after account activation.
  3. The platform is not liable for unauthorized claims made by third parties.
  4. IA Near Me may suspend, block, or delete accounts found to contain false, misleading, or inappropriate content and may pursue legal action if necessary.

5. Unauthorized Use & Legal Enforcement

  1. Unqualified entities attempting to register or claim profiles will be:
    • Blocked
    • Removed
    • Subject to legal action
  2. Severe or repeat violations may lead to permanent banning and legal enforcement.

6. Available Features for Verified Companies

Verified Company Accounts can manage:

Business Information – Logo, Name, Email, Phone, Website, Insurance Lines, Specialties, About Section, Address, Coordinates

Locations – Multiple offices with contact details

Content – Add/edit/delete news, FAQs, respond to or delete reviews

Upcoming Tools – Additional features to be announced

7. Blocking Policy

  1. Blocking decisions are at the sole discretion of platform administrators.
  2. Blocked accounts cannot access or edit profiles; basic company names may still appear on agent listings.
  3. Block notifications will be sent via email.

8. Account Deletion

At our discretion, any account may be deleted by request or admin action. Upon deletion:

  • The profile is removed from listings and search results.
  • All associated data (reviews, media, etc.) is deleted after 10 days.
  • IA Near Me retains a basic internal log for recordkeeping, including name, URL, creation/deletion dates, and reason.

9. Disclaimer & Limitation of Liability

  1. Company profiles are provided “as is” with no warranties regarding accuracy or availability.
  2. IA Near Me is not liable for indirect, incidental, or consequential damages.
  3. Maximum liability shall not exceed $100 USD unless otherwise required by law.
9.1 Indemnification

By using this platform, the Company agrees to indemnify, defend, and hold harmless IA Near Me and its affiliates, directors, officers, and agents from any claims, liabilities, losses, damages, or expenses (including attorney fees) arising out of or relating to:

  • Content submitted by the Company;
  • Unauthorized access or misuse of a Company profile;
  • Violations of applicable laws or third-party rights; or
  • Breach of these Terms.

10. Updates to Terms

  1. These Terms may be updated at any time by posting new terms on our website.
  2. Changes will be communicated via email or on-site notification.
  3. Continued use of platform features implies acceptance of updated Terms.

11. Governing Law & Disputes

These Terms are governed by California law. All parties agree that any disputes between the parties will be handled by California courts. Disputes must be resolved through binding arbitration (AAA rules), except claims for injunctive relief, which may be filed in California courts.

12. Agent Affiliation & Representation

  1. Companies can view agents who list them as a represented company.
  2. IA Near Me is not responsible for incorrect affiliations.
  3. To remove a listed agent, companies must submit a formal request via email from the company domain.
  4. Verified requests will be addressed appropriately.

13. Internal Access & Role Management

  1. Any individual using an official company domain email may claim the company profile.
  2. The company is responsible for managing internal access and roles.
  3. Suspected unauthorized access must be reported via formal letter from an official email for review and possible reset or removal.

14. Company-Contributed Content

  1. Companies may upload news, blogs, and updates.
  2. All content must be accurate, legal, and appropriate.
  3. IA Near Me will not alter content without authorization, but may remove content at its sole discretion.
  4. Uploaded content may be used by IA Near Me and InsureHopper internally only.
  5. No third-party sharing will occur without consent.

15. File Uploads & Legal Responsibility

  1. Uploaded files must be safe, legal, and appropriate.
  2. You are prohibited from uploading harmful or malicious content. Harmful or malicious content will result in account removal and possible legal action.

16. Data Retention Policy

Company data on IA Near Me is retained for up to three (3) years for operational, compliance, and recordkeeping purposes, unless earlier deletion is requested by the Company or required by law. For additional details about data handling and privacy rights, please refer to our Privacy Policy.

17. Future Communication Tools

  1. IA Near Me may enable messaging tools for companies.
  2. Companies are fully responsible for their communications.
  3. Misuse of messaging features may result in removal and legal action.

18. Logos & Branding

  1. Logos are sourced from publicly available company websites.
  2. Use is considered fair use for business listing purposes.
  3. Removal requests must be sent from an official company email.

19. Contact Information

For questions, verification issues, or disputes:

Email: [email protected]
Phone: +1‑833‑842‑8864