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InsureScan is a smart phone insurance platform that streamlines and simplifies the buying, policy servicing and and claims submission process for consumers using patented* mobile technology. The app is provided by carriers and/or agents to their insurers to create a stickier relationship. InsureScan addresses the 3 key industry problems of consumer experience and engagement, premium leakage and a claims fraud. Every transaction is geo-location, date and time stamped which helps to eliminate fraud. Other features of the app - a Digital wallet contains a `garage` of vehicle details, insurance, inspection photos and maintenance and recall logs. The app also enables the insured to accumulate safe driving points on automobile insurance policies to be exchanged for rewards.